Paying for long-term healthcare requires proactive planning. We want to emphasize that we are here to assist you in navigating life’s important financial decisions. A thoughtful strategy can help ensure you and your loved ones receive the quality care you deserve, without unnecessary financial stress.
We can’t overemphasize the importance of consistently taking action to reduce risks when online or using your phone.
With retirement comes new freedoms. But it also brings new expenses—with health care as one of the most significant. For today’s retirees, medical costs can rival or even exceed housing expenses, making them a critical piece of financial planning. A 65-year-old who retired in 2024 could expect to spend about $165,000 on health care alone.1 For couples, the number climbs even higher, with new projections suggesting they may need $413,000 over the course of retirement to cover premiums, prescriptions, and out-of-pocket expenses.
Because this new law is broad and complex, we're focusing on the key tax changes that are most likely to impact you. This isn’t a full summary, but rather a practical look at the updates that may affect your financial picture.
As we cross into the second half of the year, July offers the perfect opportunity to pause, reflect, and realign your financial goals.
Life is unpredictable. While we’re all hopeful for smooth sailing, unexpected circumstances can arise, sometimes making it difficult for us to manage our own financial, health, or legal affairs. This is where a Power of Attorney (POA) comes in. A POA is a critical document that ensures someone you trust can act on your behalf when you can’t.
The markets in 2025 have already delivered their fair share of ups and downs—and we’re only partway through the year. Whether driven by inflation data, interest rate decisions, geopolitical tensions, or a shifting economic landscape, volatility has become a regular feature in headlines and investor conversations alike. So, the big question is: Should you be concerned?
I’m eligible for monthly benefits. Should I file today or delay? Filing for Social Security at 62 will result in a permanently lower monthly benefit over a longer period. Wait until 70, and you maximize your monthly payment, but you’ll receive fewer checks.
When it comes to financial planning, having the right documents in place is just as crucial as saving and investing. Proper documentation ensures your wishes are honored, protects your loved ones, and helps avoid unnecessary complications down the road.
It’s not only about wealth or just investing. Enhancing your financial fitness provides you with valuable insights, boosts your knowledge of financial matters, and empowers you to make informed decisions regarding your finances.
3 Things to Focus on to Prepare Your Financial Strategy for the Year Ahead.
You might have more money stashed away in the Social Security trust fund than anywhere else. In fact, what you put into Social Security very well might be your biggest asset and future source of retirement income.
